Comments on: What is the difference between a creditor and a debt collector?

By: Ginny Isagawa

Ginny Isagawa — Mon, 12 Jul 2010 10:58:51 +0000

Helloadministrator I love w/ ur article . May i copy this post for my school test ? thanks adminstrator

By: home and family

home and family — Sun, 11 Jul 2010 06:21:11 +0000

Hi dude How are You ? I like your post and i want to stumble it for my friend but i cant see your social bookmark widget in this blog. Please help me friend Thanks

By: S. Colby Gazo

S. Colby Gazo — Tue, 04 May 2010 12:41:38 +0000

Hi, Really good post. Such entertaining writing is rare these days. Informed comment like this has to be lauded. I’ll certainly be looking in on this blog again soon!

By: admin

admin — Sun, 02 May 2010 23:09:04 +0000

We recommend against that site and any other site. The information there is inadmissible hearsay, and the score is not an accurate representation of your actual score.
Further, your dispute rights are severely curtailed, and may come with a Binding Mandatory Arbitration (BMA) clause. BMA eliminates your right to sue in court with a jury.
If that is not enough, most sites like that also require a credit card for ID validation, which then obligates you to buy a credit monitoring service for a monthly fee. Credit monitoring is unnecessary at that pace. Annual credit reports, which you may order for free once a year, can be obtained from calling the central source- 877-322-8228.
Disputes to the credit bureaus should be done in writing.
For more on credit reports, read our blog at http://www.krumbeinlaw.com/fcra_basics/

By: Jewell Geralds

Jewell Geralds — Sun, 02 May 2010 22:28:46 +0000

Thank You 4 The Great Post I heard FreeCredit-Report.net is definitely a great place to get my credit and get the score for free. Has Someone else used them?

By: admin

admin — Sun, 02 May 2010 11:02:14 +0000

By: Darin Marder

Darin Marder — Sun, 02 May 2010 06:32:18 +0000

Thank You 4 This Good Article! I've found Credit Report is definitely a quality place to get my free credit report and see my score for free. Has anbody else tried it?

By: Matthew C. Kriner

Matthew C. Kriner — Thu, 29 Apr 2010 01:46:58 +0000

I found your site via google thanks for the post. I will save it for future reference. Thanks.

By: Lesa Lipsky

Lesa Lipsky — Thu, 22 Apr 2010 19:06:32 +0000

Your header is a bit wonky in Opera, mate.

By: Trevor Magnanti

Trevor Magnanti — Thu, 22 Apr 2010 04:21:11 +0000

Finally got serious about paying off debt after Christmas. We’ve paid off 10 smallish debts (store cards, medical bills, personal loan) totaling $2500 so far. Sadly, we have about $22,000 more to go for the credit cards alone. Then there is a car, mortgage and massive student loans. Our first focus is to get rid of the credit cards, though. They are just eating away at our monthly budget.