Comments on: What is the difference between a creditor and a debt collector? http://www.krumbeinlaw.com/creditor-debt-collector/ Helping Consumers in Central Virginia since 2003 Mon, 30 Jan 2012 23:58:34 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: Eugenie http://www.krumbeinlaw.com/creditor-debt-collector/comment-page-1/#comment-494 Eugenie Wed, 15 Jun 2011 08:53:01 +0000 http://www.krumbeinlaw.com/?p=270#comment-494 <strong>{You did|You probably did} {a great job|a fantastic job}....</strong> Fantastic blog! I genuinely love how it's easy on my small eyes along with the truth is well crafted. I'm wondering how I might be notified whenever a new post has been made. I've subscribed to your feed which should do the trick! Possess a nice day... {You did|You probably did} {a great job|a fantastic job}….

Fantastic blog! I genuinely love how it’s easy on my small eyes along with the truth is well crafted. I’m wondering how I might be notified whenever a new post has been made. I’ve subscribed to your feed which should do the trick! Possess a nice day…

]]> By: S. Colby Gazo http://www.krumbeinlaw.com/creditor-debt-collector/comment-page-1/#comment-212 S. Colby Gazo Tue, 04 May 2010 12:41:38 +0000 http://www.krumbeinlaw.com/?p=270#comment-212 Hi, Really good post. Such entertaining writing is rare these days. Informed comment like this has to be lauded. I'll certainly be looking in on this blog again soon! Hi, Really good post. Such entertaining writing is rare these days. Informed comment like this has to be lauded. I’ll certainly be looking in on this blog again soon!

]]> By: admin http://www.krumbeinlaw.com/creditor-debt-collector/comment-page-1/#comment-195 admin Sun, 02 May 2010 23:09:04 +0000 http://www.krumbeinlaw.com/?p=270#comment-195 We recommend against that site and any other site. The information there is inadmissible hearsay, and the score is not an accurate representation of your actual score. Further, your dispute rights are severely curtailed, and may come with a Binding Mandatory Arbitration (BMA) clause. BMA eliminates your right to sue in court with a jury. If that is not enough, most sites like that also require a credit card for ID validation, which then obligates you to buy a credit monitoring service for a monthly fee. Credit monitoring is unnecessary at that pace. Annual credit reports, which you may order for free once a year, can be obtained from calling the central source- 877-322-8228. Disputes to the credit bureaus should be done in writing. For more on credit reports, read our blog at http://www.krumbeinlaw.com/fcra_basics/ We recommend against that site and any other site. The information there is inadmissible hearsay, and the score is not an accurate representation of your actual score.
Further, your dispute rights are severely curtailed, and may come with a Binding Mandatory Arbitration (BMA) clause. BMA eliminates your right to sue in court with a jury.
If that is not enough, most sites like that also require a credit card for ID validation, which then obligates you to buy a credit monitoring service for a monthly fee. Credit monitoring is unnecessary at that pace. Annual credit reports, which you may order for free once a year, can be obtained from calling the central source- 877-322-8228.
Disputes to the credit bureaus should be done in writing.
For more on credit reports, read our blog at http://www.krumbeinlaw.com/fcra_basics/

]]> By: Jewell Geralds http://www.krumbeinlaw.com/creditor-debt-collector/comment-page-1/#comment-194 Jewell Geralds Sun, 02 May 2010 22:28:46 +0000 http://www.krumbeinlaw.com/?p=270#comment-194 Thank You 4 The Great Post I heard FreeCredit-Report.net is definitely a great place to get my credit and get the score for free. Has Someone else used them? Thank You 4 The Great Post I heard FreeCredit-Report.net is definitely a great place to get my credit and get the score for free. Has Someone else used them?

]]> By: admin http://www.krumbeinlaw.com/creditor-debt-collector/comment-page-1/#comment-190 admin Sun, 02 May 2010 11:02:14 +0000 http://www.krumbeinlaw.com/?p=270#comment-190 We recommend against that site and any other site. The information there is inadmissible hearsay, and the score is not an accurate representation of your actual score. Further, your dispute rights are severely curtailed, and may come with a Binding Mandatory Arbitration (BMA) clause. BMA eliminates your right to sue in court with a jury. If that is not enough, most sites like that also require a credit card for ID validation, which then obligates you to buy a credit monitoring service for a monthly fee. Credit monitoring is unnecessary at that pace. Annual credit reports, which you may order for free once a year, can be obtained from calling the central source- 877-322-8228. Disputes to the credit bureaus should be done in writing. For more on credit reports, read our blog at http://www.krumbeinlaw.com/fcra_basics/ We recommend against that site and any other site. The information there is inadmissible hearsay, and the score is not an accurate representation of your actual score.
Further, your dispute rights are severely curtailed, and may come with a Binding Mandatory Arbitration (BMA) clause. BMA eliminates your right to sue in court with a jury.
If that is not enough, most sites like that also require a credit card for ID validation, which then obligates you to buy a credit monitoring service for a monthly fee. Credit monitoring is unnecessary at that pace. Annual credit reports, which you may order for free once a year, can be obtained from calling the central source- 877-322-8228.
Disputes to the credit bureaus should be done in writing.
For more on credit reports, read our blog at http://www.krumbeinlaw.com/fcra_basics/

]]> By: Darin Marder http://www.krumbeinlaw.com/creditor-debt-collector/comment-page-1/#comment-188 Darin Marder Sun, 02 May 2010 06:32:18 +0000 http://www.krumbeinlaw.com/?p=270#comment-188 Thank You 4 This Good Article! I've found <a href="http://freecredit-report.net" rel="nofollow">Credit Report</A> is definitely a quality place to get my free credit report and see my score for free. Has anbody else tried it? Thank You 4 This Good Article! I’ve found Credit Report is definitely a quality place to get my free credit report and see my score for free. Has anbody else tried it?

]]> By: Matthew C. Kriner http://www.krumbeinlaw.com/creditor-debt-collector/comment-page-1/#comment-182 Matthew C. Kriner Thu, 29 Apr 2010 01:46:58 +0000 http://www.krumbeinlaw.com/?p=270#comment-182 I found your site via google thanks for the post. I will save it for future reference. Thanks. I found your site via google thanks for the post. I will save it for future reference. Thanks.

]]> By: Lesa Lipsky http://www.krumbeinlaw.com/creditor-debt-collector/comment-page-1/#comment-166 Lesa Lipsky Thu, 22 Apr 2010 19:06:32 +0000 http://www.krumbeinlaw.com/?p=270#comment-166 Your header is a bit wonky in Opera, mate. Your header is a bit wonky in Opera, mate.

]]> By: Trevor Magnanti http://www.krumbeinlaw.com/creditor-debt-collector/comment-page-1/#comment-164 Trevor Magnanti Thu, 22 Apr 2010 04:21:11 +0000 http://www.krumbeinlaw.com/?p=270#comment-164 Finally got serious about paying off debt after Christmas. We've paid off 10 smallish debts (store cards, medical bills, personal loan) totaling $2500 so far. Sadly, we have about $22,000 more to go for the credit cards alone. Then there is a car, mortgage and massive student loans. Our first focus is to get rid of the credit cards, though. They are just eating away at our monthly budget. Finally got serious about paying off debt after Christmas. We’ve paid off 10 smallish debts (store cards, medical bills, personal loan) totaling $2500 so far. Sadly, we have about $22,000 more to go for the credit cards alone. Then there is a car, mortgage and massive student loans. Our first focus is to get rid of the credit cards, though. They are just eating away at our monthly budget.

]]> By: Wenona Protasewich http://www.krumbeinlaw.com/creditor-debt-collector/comment-page-1/#comment-141 Wenona Protasewich Sun, 18 Apr 2010 02:02:26 +0000 http://www.krumbeinlaw.com/?p=270#comment-141 Real ID law should be Government Identity Law Real ID law should be Government Identity Law

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