Fair Credit Reporting Act
KCLS LIMITS THE GEOGRAPHY IN WHICH WE TAKE CASES.
YOU MUST BE A VIRGINIA RESIDENT.
If you are not a Virginia Resident, click here to find a lawyer near you.
Fair Credit Reporting Act (including ID theft and Mixed Credit files)
NO FEE IN YOUR FCRA CASE UNLESS WE RECOVER!!
UPDATE: VantageScore, LLC — This is a new credit scoring system being promoted by the three main credit reporting agencies — with scores from 501 to 990. In addition, to simplify the process they will be adding a “grade” [A, B, C, D, F]. It will be interesting to see how the lending industry uses this new system, if at all.
IDENTITY THEFT: Many of our clients have been the victim of identity theft and are seeking to recover their good name and good credit. Some of our clients are sued by creditors for fraudulent accounts opened under their name. Others are harassed by debt collectors about accounts they never opened nor owe money. Many had excellent credit, but now are often denied credit. Some identity theft victims have even filed for bankruptcy hoping it would be the solution. All victims say they are living a nightmare and want it to stop. Being the victim of identity theft and unfair credit reporting can end. Our firm may be able to help you. As a consumer, there are laws to protect you, the identity theft can be stopped and your good credit recovered. Many times clients also recover damages under the FCRA statute. There are answers to these problems; let us try to help you.
IMPACT ON YOUR CREDIT: The two situations just discussed lead consumers to suffer with poor credit. They end up being denied a loan for a car or a mortgage. Others end up paying more for the same car or house. These errors which are not their fault, end up costing consumers thousands of dollars in higher interest rates. If this sounds familiar, we are happy you have found this web site. Living in this nightmare can end. We are here to serve and assist you by helping enforce your legal rights and providing consumer education.
OUR LEGAL FEES:
The rights afforded to you, as a consumer, under the FCRA and the FDCPA means that a corporation or party who has violated your rights may ultimately be made to pay for statutory damages, actual damages, and your legal fees. Therefore, if we agree to represent you in any case, you won’t pay any attorney’s fees unless we are successful and we recover on your behalf. We are here to serve and have assisted many consumers TO enforce their legal rights. Let us try and see if we can help you too. That means you pay no fee in your case unless we recover.
Contact us by e-mail or by telephone or fax or US Mail.
You can call us: 804.673.4358
You can fax us: 804.673.4350
You can contact us by US MAIL:
Krumbein Consumer Legal Services, Inc.
1650 Willow Lawn Drive
Suite 300
Richmond, VA 23230