DO I NEED TO FILE BANKRUPTCY?
Bankruptcy is a very personal decision. The key question is WILL BANKRUPTCY HELP YOU?
For the answer to that, we must look at what kind of problem you are facing, and is it a problem that making the debt go away solve.
Bankruptcy can solve problems of lack of money to pay debts. It will not solve criminal charges, it will not solve lack of money to buy things, and it will not allow you to keep things that you have not paid for.
But, if you are being sued, or garnished, Bankruptcy can help, but so can debt defense.
If your house is going to be foreclosed, Bankruptcy can help.
If you car is going to be repossessed, Bankruptcy can help.
If you have a student loan that is harassing you, Bankruptcy can help for a while.
If a debt collector is harassing you, Bankruptcy can help, but so can the Fair Debt Collection Practices Act.
If a debt collector is saying or doing things that are false and misleading, Bankruptcy can help, but so can the Fair Debt Collection Practices Act.
KCLS LIMITS THE GEOGRAPHY IN WHICH WE TAKE CASES.
YOU MUST BE A VIRGINIA RESIDENT.
If you are not a Virginia Resident, click here to find a lawyer near you.
Contact us by e-mail or by telephone or fax or US Mail.
You can call us: 804.673.4358
You can fax us: 804.673.4350
You can contact us by US MAIL:
Krumbein Consumer Legal Services, Inc.
1650 Willow Lawn Drive
Richmond, VA 23230